Rockland Trust Community Development Corporation ("the Rockland CDE") will use its NMTC Allocation to support real estate and non-real estate business in low-income communities in Southeastern Massachusetts and throughout the state of Rhode Island. The NMTC allocation will enable the Rockland CDE to address the high demand for investments in communities challenged by high levels of poverty and unemployment, and lower median incomes. The Rockland CDE will offer NMTC loans at more favorable rates and preferential terms than it currently offers, such as interest rates at least 50% below market or with at least 5 flexible or non-traditional terms, including lower than standard origination fees, relaxed loan to value limits, longer than standard amortization schedules, and lower than standard debt service coverage ratios.