Capital Fund Services, Inc. (CFS), incorporated in 2002, was primarily established to provide consulting and technical assistance to housing development entities throughout the state of Michigan. CFS has expanded its mission and business plan to include the origination and funding of permanent mortgage loans, secured by a first lien on real estate properties, on affordable housing projects and on commercial real estate located in low-income or minority populated areas. CFS has also expanded its geographic focus to include the states of Indiana and Wisconsin.