First Time Home Buyer Programs in Texas

TDHCA Texas First Time Homebuyer Program (Bond Program 74)


Agency - Texas Department of Housing and Community Affairs
Effective March 11, 2010, for a limited time only, the Texas Department of Housing and Community Affairs (TDHCA) is adding a 3% grant to their Single Family Mortgage Revenue Bond Program, TDHCA 74. This grant is in addition to the 4% second mortgage already provided by this program.

Now first time homebuyers can take advantage of 7% total assistance to help them achieve the dream of homeownership. The down-payment assistance must be combined with the 30-year first lien fixed interest rate of 6.25%.

Texas Mortgage Credit Program


Agency - Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs created its Texas Mortgage Credit Program for the residents of Texas, to help make ownership of new and existing homes more affordable for individuals and families of low and moderate income, especially first time buyers.




Featured Government Grant Resources


Homeownership Program for First Time Homebuyers in Connecticut

The Connecticut Housing Finance Agency has established the Homeownership Program wherein it intends to provide reasonable home loans with below-market interest rates to tenants occupying publicly assisted housing who wish to transition from renting into homeownership.







Keystone Government Loan Program for Homebuyers in Pennsylvania

The Pennsylvania Housing Finance Agency has been running the Keystone Government Loan Program in which it intends to provide first mortgage financing on loans that are insured by the Federal Housing Administration, the Rural Development, and the Department of the Veterans' Affairs.


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