We are announcing the solicitation of

applications for a cooperative agreement

to compete for a Financial Literacy

Research Consortium (FLRC).

Section

1110 of the Act, 42 U.S.C.

131 0. We seek

applications in support of the FLRC

credit:

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that

will serve as a national resource

fostering innovative R&D on how to

encourage savings through greater

financial literacy, being cognizant that

Social Security income is a fundamental

source of retirement savings for many,

and thus a cornerstone of our

involvement.



The FLRC may consist of up to two

research centers.

The Consortium?s

purpose is to benefit the public through

the following:

(1) Research, development and

evaluation.

We expect the FLRC to plan,

initiate, and maintain a multidisciplinary

R&D program of high

quality.

This R&D will result primarily

in educational products that encourage

savings and effective retirement

planning, including planning for the key

decisions around retirement timing and

benefit receipt.

It may also result in

research-based recommendations on the

architecture or structure of programs or

mechanisms that encourage use of

public and private sector savings plans.