MBS Urban Initiatives CDE (“MBS”) will invest in developments that bring new jobs and new services into low income communities to accompany quality affordable housing, as a means of dramatically accelerating revitalization. It will focus on commercial, retail, mixed-use and for-sale developments which can demonstrate significant impact, both in their own right and as catalysts for others to follow. MBS will offer a two-tier Debt/Equity product as well as a Mini-Perm Debt product at significantly below-market interest rates and with more flexible loan-to-value and repayment terms. MBS is partnering with Urban Strategies, a non-profit organization, to provide critical human services programs including job training and financial education to community residents.