Applying for a Grant - Where and How

 by: Rebecca Game

Applying for a grant used to be a difficult and tedious process. The applications were long and often difficult to obtain. Even worse, loans used to be difficult to locate. Unless you were extremely familiar with government loan programs, in all likelihood, finding a grand and applying for a grant meeting your specific needs may have been nearly impossible to find.

Fortunately, that has changed in recent years. Grants.gov, a web site listing all available government grants, was created as part of the President's Management Agenda (PMA) and related e-Government Strategy. Grants.gov is one of 24 PMA initiatives devoted to improving services offered by the government over the Internet. According to Grants.gov, the site was created as a partnership with the 26 Federal agencies that offer grant programs. It is organized by the United States Department of Health and Human Services, which is also the largest grant-making agency.

By visiting Grants.gov, it's easy to see how simple it is to apply for a grant. Gone are the days of preparing extensive paperwork and printed documentation, as well as mailing the paperwork to the agency awarding the grant. Instead, applying for a grant is now done electronically through the site, offering individuals and businesses the opportunity to flawlessly submit a grant application online.

There are five steps involved at Grants.gov in applying for a grant.

1. Find an appropriate grant opportunity in which you'd like to apply.

Visit Grants.gov/search/searchHome.do for specific information on grants available to you. Be sure you meet all criteria, or your time spent will be wasted because your application will be voided in that instance. Jot down the grant's CFDA Number or Funding Opportunity Number, which will be needed for Step 2, below.

2. Download the application package.

Once you've determined which grant or grants you'll apply for, you're ready to download your grant application package. Visit http://apply.grants.gov/forms_apps_idx.html for information. Your first step is to download PureEdge Viewer, which is a free software package required for filling out the application. The software is available to both Macintosh and PC users. Instructions are included as to how to install and use the software. After installing PureEdge Viewer, you're ready to download your specific application package. Have the grant's CFDA Number or Funding Opportunity Number for this step, which should have been obtained in Step 1, above.

3. Register with Central Contractor Registry (CCR).   (continued...)

Applying for a Grant - Where and How
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About The Author Rebecca Game is the founder of Digital Women ®, an online community for women in business. A 30 year entrepreneur and dedicated to helping other women find business loans and business grants. Visit her site: Business Grants for Women or at her main site: http://www.digital-women.com.

Additional Government Grants Resources

Conservation Innovation Grants Program
The Natural Resources Conservation Service in the state of Michigan has recently established the Conservation Innovation Grants(CIG) Program wherein it intends to stimulate the creation and adoption of innovative conservation approaches and initiatives.

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Small Business Administration's Loan Guarantees Program
The Small Business Administration has established the Loan Guarantees Program wherein they aim to be able to provide guaranteed loans to small business establishments which are not capable of acquiring financing from a private credit marketplace but greatly manifests the ability to repay funds in a timely manner.

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First Time Homebuyer Programs in Idaho
The Idaho Housing and Finance Association, otherwise referred t as IDFA, is Idaho's uniquely created and organized financial institution and administrator of affordable housing resources.

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Government Grants Within the United States Disaster Prevention and Relief Sector
According to the Disaster Survival Resources website, there has been about 640 disastrous events (floods, tsunamis, typhoons, earthquakes, cyclones, etc.) that have occurred in the United States since 1980 to 2010. Cumulatively, these catastrophic instances have killed 12, 366 people.

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Exploratory Grant Award to Promote Workforce Diversity in Basic Cancer Research
The National Institutes of Health has formed a partnership with the National Cancer Institute(NCI) in an effort to establish the program entitled Exploratory Grant Award to Promote Workforce Diversity in Basic Cancer Research.

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Secondary Market Lending Authority Program
The Small Business Administration has constituted the Secondary Market Lending Authority program, one which aims to provide liquidity for the secondary market, thereby ultimately encouraging new lending opportunities from banks of Small Business Administration guaranteed loans.

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Construction Incentive Program for First Time Home Buyers in New York
Under the State of New York Mortgage Agency, the Construction Incentive Program has been established. The goal of this program is to enable the construction of one and two family homes through the provision of funds, up to 97% of the value of the property, to eligible low to moderate income first time home buyers.

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