Home Owner Programs
Your First Home - The Closing Process
This video walks consumers through the actual closing process including how to make sure the loan they were offered closely matches what they encounter at the settlement table.
In particular, HUD will walk the viewer through the HUD-1 Settlement Statement and demonstrate ways consumers can compare their actual costs with those reflected on their Good Faith Estimate.
Shopping for Your Home
The homebuying process obviously starts with finding a place you'll want to call home. This short video from HUD will instruct viewers on assessing how much of a home you can afford, working with a real estate agent and what happens once you find the home you want to buy.
Housing counselors can assist home buyers and home owners on issues such as home buying, fair housing, credit issues, and foreclosure prevention.
Shopping for a Mortgage
This video will help consumers use the good faith estimate (GFE), which is a form that spells out the terms of a loan offer, to shop for the best loan for them.
Consumers will learn how to use the GFE to determine how long an interest rate is available for a particular loan and how to identify key loan terms and costs of a particular loan offer.
Dacy Rehding, an orphan who roamed the streets of Wyandotte looking for a playmate until...
Need Repairs for a Home You're Buying?