Government First Time Home Buyer Programs | Home Buyer Grants

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Featured Government Grant Resources

Department of Housing and Urban Development's Dollar Homes Program

The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

Keystone Home Loan PLUS Program

The Pennsylvania Housing Finance Agency has constituted the estbalishment of the Keystone Home Loan PLUS Program wherein it aims to offer the lowest PHFA interest rate to first time home buyers in the State of Pennsylvania.


Federal Programs for Home Buyers


Buying a home is often the most significant investment that a person may make in his lifetime. The United States Department of Housing and Urban Development, in addition to offering a variety of mortgage insurance programs, supports numerous programs sponsored by state and local governments and nonprofit organizations across the country. Many of these offerings provide assistance to first time home buyers.

HUD also offers excellent advice for making the home buying process as stress-free and rewarding as prossible. Check out their advice on The Nine Steps to Buying Your First Home.

What follows is a listing of all the programs supporting home purchase and home improvements from the Catalog of Federal Domestic Assistance.

Very Low to Moderate Income Housing Loans
From: Rural Development
Grant Objectives: To assist very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas....more
Rural Housing Preservation Grants
From: Rural Development
Grant Objectives: To assist very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary as...more
Direct Housing_Natural Disaster Loans and Grants
From: Rural Development
Grant Objectives: To assist qualified recipients to meet emergency assistance needs resulting from natural disaster. Funds are only available to the extent that funds are not provided by the Federal Emergency Managemen...more
Resource Conservation and Development
From: Natural Resources Conservation Service
Grant Objectives: To encourage and improve the capability of State and local units of government and local nonprofit organizations in rural areas to plan, develop and carry out programs for resource conservation and de...more
Soil Survey
From: Natural Resources Conservation Service
Grant Objectives: To produce and maintain up to date published soil surveys and other forms of soil survey databases of counties or other comparable size areas for widespread use by interested agencies, organizations, ...more
Hydrologic Research
From: National Oceanic and Atmospheric Administration (NOAA)
Grant Objectives: To maintain a cooperative university/Federal partnership to conduct joint research and development on pressing surface water hydrology issues common to National, regional, local operational offices, p...more
Emergency Advance Measures for Flood Prevention
From: Department Of The Army, Office Of The Chief Of Engineers
Grant Objectives: To perform activities prior to flooding or flood fight that would assist in protecting against loss of life and damages to property due to flooding....more
Rehabilitation Mortgage Insurance
From: Office Of Housing-federal Housing Commissioner
Grant Objectives: To help families repair or improve, purchase and improve, or refinance and improve existing residential structures more than one year old....more
Manufactured Home Loan Insurance_Financing Purchase of Manufactured Homes as Principal Residences of
From: Office Of Housing-federal Housing Commissioner
Grant Objectives: To make possible reasonable financing of manufactured home purchases....more
Mortgage Insurance for Construction or Substantial Rehabilitation of Condominium Projects
From: Office Of Housing-federal Housing Commissioner
Grant Objectives: To enable sponsors to develop condominium projects in which individual units will be sold to home buyers....more


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