This program supports the delivery of counseling services to homeowners to prevent or resolve mortgage delinquency, default, and foreclosure, with the primary objective to preserve homeownership.
Counselors provide guidance and information to help families and individuals meet the responsibilities
credit:
of homeownership and modify or refinance their loans to avoid unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure.
Counselors can also assist homeowners with inquiries related to mortgage scams, and reporting instances of potential mortgage scams victimization.