Grants for Woman Head of Households

by: Michael Saunders

Grants are not Benefits or Entitlements. A Federal Grant is an award of financial assistance from a Federal agency to a recipient to carry out a public purpose of support or stimulation authorized by a law of the United States.

Since 2002, the federal government has been developing and implementing Grants.gov as a collaborative cross-government program focused on streamlining grants management for the Federal grant community.

Being a single mom these days can be so tedious, generally statistics say that single moms are one of the most disadvantaged parties in the United States.

Believe it or not, single female parents:

* are rarely awarded spousal support, in it only occurs in 15% of divorce cases.

* who are actually awarded spousal support doesn’t get the support anyway. Statistics say that only 36% of the 15% of total women awarded with spousal support actually get this support.

* who are given spousal support rarely getting the whole amount; it’s usually less than half actually.

* suffer from a fall in their standard of living, after divorce, while a male’s standard of living actually increases by 15%.

And because of the recurring social stature of women, most single female parents are those that used to be homemakers, meaning they are jobless and have no experience as a worker whatsoever. This is a problem because they are dependent on their husbands for income, and once that income goes away, they are left with nothing.

There is one way to recover from such a blow, some women already have a start on tertiary education, and only need the money to finish it. Fortunately, the government offers various grants that target single moms who want to finish their education.

What is a grant?

A grant is usually a form of financial support that the federal government offers to certain eligible people. The government offers over 900 grants and out of these nine hundred there are a few grants targeted towards single mothers. The Catalog of Federal Domestic Assistance (CFDA) has a complete list of all the grants that may be applied for and this can be found at their website at www.cfda.gov.

If you’re one of the mothers who want to pursue higher education, it is best however to go to the financial aid office of your respective college or university. Usually, grants, especially scholarship funds have faculty representatives for each school who can assist students who are applying for grants.

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Did you know?

Applying at Grants.gov can reduce your costs and the time required to find government grant opportunities and process your application. The site provides access to multiple grantors and reduces paperwork.  (continued...)

Grants for Woman Head of Households
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About The Author Michael Saunders has an MBA from the Stanford Graduate School of Business. He edits a site on Government Grants for Women Owned Businesses and also edits HandsNet - A Human Services News Website.

Additional Government Grants Resources

First Time Homebuyer Programs in New York
The State of New York cares so much about its people. It looks out for them and constantly ascertains that their best interest is always protected. One of the ways in which the state has manifested this concern is through the establishment of the State of New York Mortgage Agency, more commonly referred to as SONYMA, which is a public authority established in 1970 designed to provide reasonable and affordable home-ownership opportunities to low and moderate income New Yorkers, especially to first time home buyers.

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Department of Agriculture: Value Added Producer Grants
The Value-Added Producer Grants program is geared towards helping the Independent Producers of Agricultural Commodities, Agriculture Producer Groups, Farmer and Rancher Cooperatives, and Majority-Controlled Producer-Based Business Ventures in developing techniques that would create marketing opportunities and establish business plans involving viable marketing opportunities that involve the production of bio-based products from agricultural commodities.

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Government Grants within the United States Housing Sector
The government has established quite a slew of agencies that are specifically designed to administer housing programs and assist the needs of homebuyers, renters, and property developers.

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Grants For Single Mothers
If you are a single mom and struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mother face the burden of supporting themselves and th...

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Department of Housing and Urban Development's Dollar Homes Program
The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

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First Time Homebuyer Programs in District of Columbia
The Department of Housing and Community Development, more commonly referred to as DHCD, is a local government agency in the District of Columbia that is primarily responsible for increasing quality housing and community development opportunities.

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First Time Homebuyer Programs in California
The programs of CalHFA are constantly guided by its overall agency mission which is to "finance below market rate loans to create safe, decent and affordable rental housing and to assist first-time homebuyers in achieving the dream of homeownership."

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