The Utah Microenterprise Loan Fund (UMLF) was established in 1991 to provide financing and management support to entrepreneurs in start-up and existing firms that do not have access to traditional sources of capital; especially those who are owned by people who are socially and economically disadvantaged. Products offered by the loan fund include a a€œtraditionala€ micro-loan up to $10,000 for start-up and existing businesses; an a€œUnder 3-Step Loana€ for smaller businesses in need of loans from $500 to $3,000; a Child Care Provider Loan available to family or center-based childcare businesses located in Salt Lake County; and a Vocational Rehabilitation Loan Program available to individuals who have been injured on the job and who are seeking self-employment.