Ways to Work, Inc. is a national nonprofit community development loan fund created in 1998 to provide financing to local social service agencies for re-lending to low-income families. The loan funds are used by the local social service agencies to provide consumer loans to low-income families for critical financial needs. Ways to Work works in partnership with its affiliate organization -- the Alliance for Children and Families -- to identify social service agencies that are potential candidates for financing. Ways to Work projects that it will create 50 new loan program sites over the next 10 years and will continue to support the existing 20 sites already established. By supporting these 70 program sites, Ways to Work plans to facilitate over $100 million in loans to more than 50,000 families over the next 10 years.