AI Wainwright LLC will focus its investments in four highly distressed Boston neighborhoods: Hyde Park, Mattapan, Dorchester and Roxbury. It will partner with local community development corporations to finance projects that support transit-oriented development. The NMTC allocation will greatly expand the range of products and terms that AI Wainwright LLC can offer, in comparison to Wainwright Bank, including loans up to 300 basis points below market, up to 40-year amortization periods, 7-year interest-only periods, loan to value ratios up to 90%, more flexible borrower credit standards and non-traditional forms of collateral such as capital campaign pledges. AI Wainwright LLC will also offer technical assistance to groups working at the street-level, to build projects that will spur growth and stimulate other investments.