Mission Community Bank, N.A.

581 Higuera St.
San Luis Obispo CA, 93401-3834


Mission Community Bancorp (Bancorp) acts as a holding company for Mission Community Bank (Bank), a nationally chartered community development bank, Mission Community Development Corporation (MCDC), and Mission Community Service Corporation (MCSC). The Bank is the only community-development bank in rural California and serves primarily the San Louis Obispo County region. The Bank targets small and start-up business financing; commercial and real estate construction; and development lending.

CDFI Awards for Mission Community Bank, N.A.


BEA (2007) - $337,500

Mission Community Bank, N.A., of San Luis Obispo, California, has been selected to receive an award through the FY 2007 round of the Bank Enterprise Award Program for its support of affordable housing development in National City, Califonia. Mission Community Bank is a certified CDFI and state chartered bank with $157 million in assets.



BEA (2004) - $1,240,929

Mission Community Bank received an award of $1.2 million for increasing its financing activities in economically distressed areas in San Luis Obispo.



CORE (2001) - $500,000

This organization will use the $500,000 equity investment to increase its capital base and increase its real estate, affordable housing and commercial lending.

BEA (2001) - $990,000

Mission Community Bank, of San Luis Obispo California, a certified Community Development FInancial Institution (CDFI), received an award of $990,000 for making a total of $3,000,000 in deposits into the following certified CDFIs: Albina Community Bank, Boston Bank of Commerce, Citizens Trust Bank, CityFirst Bank of D.C., City National Bank of New Jersey, Legacy Bank, Neighborhood National Bank, Pan American Bank, Shorebank Cleveland, Southshore Bank Chicago, Berean Federal Savings Bank, Community Bank of the Bay, Dryades Savings Bank FSB and Louisville Community Development Bank.



CORE (1999) - $530,000

The CDFI Fund"s $500,000 equity investment and $30,000 technical assistance grant will support the bank"s efforts to increase its level of activities targeted to low-income individuals and distressed communities in its service area.



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